Anthropic 为 Claude 推出 Personal Finance 银行账户查询功能

Anthropic adds bank account access to Claude so users can track their spending

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Anthropic 推出 Personal Finance 功能，Claude 用户可连接银行账户查询消费情况。该功能为只读权限，通过 Plaid 接入，不能转移或管理资金，目前以 beta 形式面向美国 Pro、Max 和 Ultra 订阅用户开放；相关对话不用于模型训练，用户可随时断开账户，OpenAI 在美国已有类似功能 Finances。

正文 · 原文

Nov 6, 2026

Anthropic lets Claude users connect their bank accounts and ask questions about their money. The new feature, called Personal Finance, gives Claude read-only access. It can't move, manage, or invest funds.

The connection runs through Plaid, so Claude never sees a user's bank password. Users can break down spending by category, check upcoming payments, or ask things like "Am I spending more than I earn?" The feature is launching as a beta in the US for Pro, Max, and Ultra subscribers.

Anthropic says conversations in the Personal Finance section won't be used for model training. Users can disconnect their accounts at any time. The company also says it won't show ads or sponsored recommendations. Long-term, Anthropic wants to connect Claude with licensed financial advisors and regulated firms. OpenAI already offers a similar feature in the US called Finances.

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